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Morris Chapel TN 38361 Insurance

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Life insurance - Term or Permanent?
If we are a young family of 3, with one child (1 years old) and we both are 29 years old, which is the best option for Life Insurance to purchase for myself (mom) as my employer doesn't offer this benefit to its employees - Term, or Permanent? Don't know if this makes a difference, but we make a decent income, but we are on a strict budget, have been trying to get things paid off over last few years and I think in another year or two we should be in much better financial situation..."


"10 yr, 20 yr, or 30 yr term life insurance??"
I'm 20 years old, I have a wife buut no kids. I want to take out a term life insurance plan. (I probably will need it for about 30 years) My question is, should I take out a 30 year plan, so I will be paying the same rates in 30 years? Or should I take out a shorter one, paying less, than purchase another one in 10 or 20 years? I've heard speculation that rates will be lower when I'm 40 because life expectancy will be longer. What do you guys think? I'm in good health and don't have a bad medical family history. Thanks!!"


How do health insurance deductibles work?
I'm looking at individual health insurance plans. All of them say they have a deductable of $500 - $5000. I'm reading the plan overview and it's explaining what the plan covers. It says prescriptions are covered after deductible, office visits are covered after deductible, and so on. Does this mean if a plan has a $5000 deductible that the health insurance company will not cover anything until after I've paid $5000 out of pocket on healthcare? Does that mean that if I had to go to the emergency room i'd have to pay for it myself until I've paid up to $5000? I'm really confused. I want to get temporary health coverage, but I don't see what the point is if I'm going to have to pay out of pocket anyways. Does anyone know how this deductible stuff works? I'd appreciate the help. Thanks"


Driving course make teen insurance cheaper?
In Florida, you get a discount on insurance if you take a driver's ed class, but will taking a private driving course outside of school do the same? Anyone know the average cost for teen coverage?"


"I want to take classes to become an auto insurance agent, where do i look?"
I want to take classes to become an auto insurance agent, where do i look?"


Car buying/drive test/insurance question.?
By June 16th, the first day of my job, I will need to not only buy a car, but purchase insurance and schedule/complete/pass my drive test. Now, this could be my young naive mind talking, but I am a very alert driver, maybe a little fast, but VERY alert. When doing behind the wheel, I went on the freeway after only 1 hour and the guy said I'm only the second person he's felt comfortable with doing that. But my question is, in what order should i do this (car, test, insurance) and how much preparation/time does each take. i'm hoping for my parents to stop fighting so my dad can buy a new one and give me his truck, but there are no guarantees. By the way, I am 16, and don't think this is some worthless endeavor by a kid with no money. I have saved for over 3 years (I know have over 10000$ but I have to buy everything, but my parents will pay for half of the insurance costs. THANKS"


"If we reimbursed a insurance company for medical expenses, would that be considered out of pocket medical expenses. Personal injury related?"
No to the first answer. It is a small amount, and it might be a way to lower the attorneys fee for a personal injury case."


What is the difference between the insurance for the cars and motorcycles ?
Which one is cheap in terms of insurance ?


Car insurance help needed?
How do I get insurance for every 6 months? Like do I pay a small amount every month? Is it better to call local insurances from yellow pages or the other like State Farm, progressive etc"


Will I have to switch my car insurance if I buy a new or used car from a dealer?
My current car is just costing far too much money in repairs for it to be worth it to keep piling money into. I'm a college student, so money isn't exactly plentiful, but its looking right now like I just need a new car, period. I have a decent job, and I could probably afford a car payment of around $200 a month just fine, however I am very concerned about any hidden cost with insurance. My dad told me that if I buy a car from a dealer, then I will have to switch my insurance to full coverage (I'm currently just on my dads insurance, and I only have to pay about $50 a month) but he says that if I get a new or used car from a dealer, I will have to change my insurance coverage and it will cost me more around 150-200 a month in insurance. And if you pair that with a car payment, I simply couldn't afford it and still be able to make rent and whatnot. So I came here to see if he is correct in this. I know there will be taxes, dealer fees, registration costs etc. but Its the insurance part of it that might make it impossible. Also, do I have to have my credit established for a certain amount of time before I can buy a car? I tried to avoid credit cards for as long as I could, so now Im still kind of new in the whole credit game.... Anyways, thank you for taking the time to read my question and hopefully answer it!! It is much appreciated!!"


Is this what we will expect with government run health insurance...?
http://business.theatlantic.com/2009/06/... http://blog.heritage.org/2009/06/01/the-... Ok, so we are 60-70% shareholders... doesn't that mean I get a emplyee discount? And, since the union now works for the government (it is the governments money, which is mine, paying them right?), doesn't that mean it is a non profit organization (like health insurance), which would lower the cost significantly?"


Insurance for teenager??
How much will it cost a sixteen year old male to get minimum coverage?


Named driver car insurance?
How much would it be for a 20 year old, 2 years passed, to be a named driver on a picanto 1 litre, with hastings direct, thanks"


Is the car insurance company right?
I was in my first EVER car accident and it was my fault. I was driving my fiancs car and I wasnt on his insurance, his insurance company said that they wouldnt cover his car because I wasnt on the insurance but they covered the other car and that was the last of it until 6 months later we buy a new car and cancel that insurance and get new insurance for both cars and we added me on it. A few weeks later we get a phone call from the old car insurance company saying we need to pay them back for the other car which was close to 8,000 bucks we asked them why we are just now hearing about this we were never not once told we would have to pay anything and 6 months later you call us and tell us to pay you 8 grand all they had to say was sorry you werent contacted sooner they said they mailed us stuff but we didnt get anything. They mailed us a letter saying what they policy was saying that the reason we have to pay them is because it was a MATERIAL MISS REPRESENTATION we thought something isnt right so we took it to a lawyer and he said it cant be a material mss representation because that mean they wouldnt have covered me if I were on the policy which isnt true because my driving record was PERFECT not one thing wrong with it. They lawyer want 3 grand up front to fight it but we dont know what to do. Is the insurance company right?"


Can Insurance Companies ask for co pay?
I never got into an accident before and once I did it had to be a hit and run. I bought a brand new car and want the repair to be done by the dealership (they have their own collision center) but the insurance company is saying that I need to pay 20% of the total repair cost and my deductible. I live in the state of California.


Morris Chapel TN 38361 Insurance
Get Cheap insurance quotes in Morris Chapel TN 38361


What kind of insurance do you need?
can a black cab be driven on a normal insurance or do you need a different insurance to drive it .


Legal to leave car parked on street with no license plates? The dmv has suspended my reg n plates 4 lapse in insurance. Where do I park?! Ty?
Legal to leave car parked on street with no license plates? The dmv has suspended my reg n plates 4 lapse in insurance. Where do I park?! Ty?


Can hospitals deny someone without insurance?
Can hospitals deny someone without insurance? I know of someone that died recently at a hospital waiting area who was denied help because he did not have insurance. He was 17. Can hospitals deny someone who really in a urgent situation between life and death because of no insurance?


What insurance license allows you to sell insurance to businesses?
What insurance license allows you to sell insurance to businesses?


Damage to patio doors covered by home insurance?
Damage to patio doors covered by home insurance?


How much is car and home insurance?
this is the 2nd time im taking the class.. i failed it the first time,, and if i dont pass it this time i fail and i dont graduate.. which is embarrassing.. but. this project pretty much determines my life. and ive spent the last 8 1/2 hours working on it.. and i will update you with the grade i get. as soon as i get it back.. though its not due till the 21st this month"


Does california law require insurance on motorcycles?
I know the law requires proof in financial liability in the case of accident or injury, and always requires insurance for cars, does it require ins. for motorcycles?"


Whats the best and cheaper insurance auto company in England?
Whats the best and cheaper insurance auto company in England?


Why did my car insurance rates suddenly double?
I am almost 40, have a spotless driving record, have the same car, haven't changed the policy, and haven't moved. So how can my insurance agent just up my rates all of the sudden and not give me an answer why. He just says that things change. Is there an industry standard or can agents just screw with us at will? I have been with this WELL known insurance company for 4 years. This isn't some guy working out of his garage. Any experts out there that can shed some light on this for me. I am shopping around for new insurance as i type."


Where can i find an auto que mod in WoW?
I found someone with it there name is Bastiny and there from another server they annoy me with it. Because there on 24/7 and since theyre not on the comp they cant whisper back.


What are some cheap Auto Insurance Companies?
I pay 193 a month for basic liability with 21st century Insurance. Where can i get a cheap quote?


Rental Car Insurance Confusion?
If I get pulled over by a LEO for speeding while driving a rental car and I'm asked for license and proof of insurance, what should I have? Is MY proof of insurance on my personal vehicle acceptable? Or must I have purchased the rental car company's? I recognize that car rental companies offer insurance on the vehicle for an extra fee, but I thought that is only for damages in case of an accident. Or do I need to purchase theirs as proof of insurance?"


Should I report a claim to my car insurance?
Should I report a claim to my car insurance?


Can money from a life insurance policy be given to someone who has nothing to do with final expenses?
im working on getting my first life insurance policy, i was told that i could break up my beneficiaries to how ever many people, churches, or organizations. just wondering if that was true? I always had the impression that it had to go specifically to funeral cost, or debt, things directly related to the individual."


How can i compare all life insurance products of all companies?
How can i compare all life insurance products of all companies?


Morris Chapel TN 38361 Insurance
Get Cheap insurance quotes in Morris Chapel TN 38361


18 years old.. Fast car low insurance?
In fact I don't want a fast car lol cause i will not get insured.. Or not insured cheap... Just something that looks sporty and can go quick 0-30.. Away from the lights.. Red...amber.. Green... My budget is 1000 for the car


Why do people get life insurance?
Not to be harsh, but why would I care about what happens when I die? That wont involve me at all because I'll already be gone, it's up to my family, not me!"


How much would insurance be on a Mustang GT for a 16 year old driver?
Details on my driving record: -No wrecks. -Live in a city of 13,000 in Missouri.(rural, no big buildings or anything. Lots of farmland) -I'm male. -2001 mustang"


Universal Whole Life Insurance?
For Universal Whole Life insurance, how long do you have to have the policy to start borrowing money? Is the Cash Value what you borrow the money from? When do you stop paying premiums? Please tell me any other info you know about this insurance policy. Also, PLEASE explain this in simple terms ... how this insurance works, the benefits and whether it is good or not...EVERYTHING.... because I do not quite understand. Even reading the book the agent gave me does not help me understand because of all the insurance terms and everything. and my agent is NO help what so ever."


How much does motorcycle insurance typically cost in Ontario?
How much does motorcycle insurance typically cost in Ontario?


Is it illegal for a doctor to deny a patient for health insurance?
Is it illegal for a doctor to deny a patient because the patient has a state issued free health insurance?


Should we have National Auto Insurance too?
Wow lots of Republican hating here.. I'm not even a Republican, I loath those neo-con sellouts. As for car insurance not being a life and death thing, why is it mandatory then? Doesn't that discriminate against the poor?"


Cheap Life Insurance?
So I need a life insurance, and I don't know what term, universal, and whole life insurance is. I don't really have a budget, just under 300 dollars per year I guess. By the way I'm 13."


Does a ticket still affect insurance if you take the traffic course?
I'm trying to get insurance quotes for a car I will be buying in a few months. They ask for what violations I've had in the last 5 years. The only one was a ticket for rolling through a red light (turned red at the last second. However, I took the online class to cut down the price of the ticket and to avoid points being added to my license. So the question is, when I get insurance, will they factor in that ticket? Just trying to figure out if I should include that ticket when they ask for violations in the last 5 years. Thanks"


Car insurance is PHENOMENALLY high?
So im a new driver who is 22 years old living in brooklyn New York. I got a job which requires me to commute by car. Im ok with purchasing the car and owning it but i got several insurance quotes which are all $500 and more a month. I already chose the highest deductable and the lowest liability. as well as the all discounts available (good student, defensive driving) and its still $500+ Is there a cheaper way to finance this insurance, with this as well as college payments, i cant afford it. and how does insurancing under someone elses name work?"


American car insurance while living in canada?
i am an american citizen, living in toronto............can i have american auto insurance while living in canada?......... i have an ontario drivers license and ontario auto plates........... help me please........these canadian rates are outrageous"


TSC Direct Car Insurance?
Does anyone have any experience with this insurance? I have seen lots of ads for it on the subway. Got a quote today from the website and it is waaaayyy less than what my boyfriend is paying with Geico. Good reviews? Bad reviews?


"New tax laws - I insured my car yesterday and i want to know if i can drive it today, or will i have to wait till the 1st?"
New tax laws - I insured my car yesterday and i want to know if i can drive it today, or will i have to wait till the 1st?"


What is a fast but cheap to insure car?
In response to salim, the slower car has 192 bhp, the faster car has 280bhp, i wasnt saying that slower the car the more to insure i was giving an example of 2 cars similarly matched but one a fair bit slower in terms of already fast cars. Therefore why is it that the quicker of the two cars with almost 100more horsepower is cheaper to insure, as i said similar cars different makes, so what are the cheapest?"


Car insurance help...please?
im 17 and im about to get a car from a friend but i wanted to know if my mom can just add the car to her insurance and not say anything about me driving it. then i can drive it and the car will still be insured right? thats basically what im doing right now anyway. i have my permit and im driving my mom's car to practice in, but the insurance company doesnt know that. my friend has his liscense and his parents gave him his own car, but the insurance company doesnt know hes driving it. if he got into an accident, wouldnt his parents insurance cover it since the car is in their name?"


Morris Chapel TN 38361 Insurance
Get Cheap insurance quotes in Morris Chapel TN 38361