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Corpus Christi TX 78414 Insurance

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Why is home insurance limited to each and every different type of disaster?
The home is either livable or NOT livable...it matters NOT what disaster ruined the home.. Why then is it that you have to pay extra for each different type of circumstance? An accident is an accident.... a disaster is a disaster... the home can only be burned, flooded, distroyed by earthquake / tornado / hurricaine ONCE.. why pay for all the different ways insurance-wise? How covered is covered? And WHY !!!! Why?? Is it if you Never have any type of claim you aren't refunded some of that money you spend year after year after year? Again, once you've paid in insurance the amount of the home value.. what difference does it make if you replaced the home 'money-wise' already in insurance premiums? Why not spend those premiums on a second home instead? Just shooting in the dark here of the many complaints I have heard ranted from my elders recently.. their solutions were hysterical.. I'd love to hear more solutions."


"Will my insurance rates go up if I got a ticket for driving in the HOV lane on I-95 in Broward County, FL?"
I was just pulled over for driving in the HOV lane on I-95 and got a ticket for $165 (kinda steep in my opinion, but the cop said he wasn't giving me a ticket for speeding). The cop said that I won't get points on my record and I verified that with the Florida Department of Motor Vehicle's web-site. I know I'm guilty so I'll just pay the ticket. Will my insurance rates go up if I do that? Should I plead no contest and go to traffic school? I'd still have to pay for my traffic ticket if I did that, but if going that route would stop my insurance rates from going up then it will financially worth it in the long run."


"My boyfriend that has no insurance borrowed my car and got rear ended, will my insurance cover?"
I let my boyfriend take my car to go drop off his friend and he ended getting backed into by a truck and severely damaged my back bumper. Because it was on private property, the police couldn't do anything but observe us exchanging information. My boyfriend doesn't have insurance, but my car is insured. Will my insurance company be able to cover my damages, even though I was not present? This accident was the trucker's fault because he backed into my car, but this guy didn't even have an ID but the car was his family & supposedly it's insured. Please no smart remarks, I am asking because I'd appreciate some advice."


Home owners insurance ? need help?
I am taking online real estate and and need clarification as to how this works. Has to do with Home Owner's Insurance (Coinsurance clause) formula. The text says: Coinsurance Clause Most homeowners polices also have whats called a coinsurance clause. This clause requires that the homeowner have insurance that is equal to 80% of the homes replacement value. This does not include the price of the land. If an owner has this type of policy, he or she could make a claim for the full cost of the repair or replacement without deduction for depreciation. If the owner does not carry this type of insurance he or she carries less than the 80% figure any claim will be handled in either of these two ways: The loss will be settled for actual cash value. The loss will be prorated. For example, if a persons home is insured for only 70% of its replacement value and the owner suffers a loss of $15,000, the insurance will pay $13,125. (70% 80% = .875 x $15,000 = $13,125) MY QUESTION: why do I not just multiply .70 to 15,000? why do i divide 70 by 80 and then multiply answer by 15000 is coverage is 70%? Also, what if coverage is 80%? Do I calculate 80/80=1x15000? or just .80x 15000?"


Teenage driving insurance cost?
Im turning 17 on June and was wondering how much my car insurance will cost if i get a license right now and drive Toyota Camry in California? Is there discount if my parents add additional insurance for me under their insurance? Although exact number will vary what is brief cost?


Does a person need a social security number to get health insurance?
Does a person need a social security number to get health insurance?


How do I get a settlement loan from an accident claim owed to me from insurance?
This claim has been in the lawyers office now for 7 months, and bills are really pilling up. My lawyer wrote me that the adjuster still won't offer low ball, my claim is $300,000. If this continues this way, my personal savings will be depleted, and I can't get back to work. I need the insurance settlement so I can pay on past due mortgage payments. Is there anyway to force the adjuster to play ball, offer something. I wasn't at fault at all and almost killed."


When will my insurance go down after having the ingenie black box fitted?
I passed my driving test a few weeks ago and got my insurance sorted the same day with ingenie, the following week i got the black box fitted in my car and I have just received positive driving feedback and I am aware that if i drive well my insurance will go down. Could anyone tell me when this might happen?"


Auto insurance for a 16 year old female?
*im adding some details i forgot to add last time, sorry for the question repost I was trying to do the online quote thing but i cant because its asks for a phone in order to generate the rates"" "


How long do I have to wait to be able to buy car insurance?
Just to make it clearer, because the insurance quote seems to be very high, I'm planning to put my car under my sister's auto insurance, and I can pay her back monthly. My question is how long do I have to wait until the quote goes down so that I can buy my own auto insurance? I got a free quote from GEICO by the way. Thank you!"


Are insurance companies allowed by law to take the annual premium a MONTH ahead of the start date?
This is car insurance and my husband's policy won't be renewed as he isn't driving any longer. I'm taking out a new policy in my own name (up to now I've been sole named driver on is policy), with his NCB being transferred to me. I just checked my Bank a/c and to my horror find they've taken the year's premium yesterday, when it won't begin until 13 October at which time the existing policy expires. They say they can!"


Just got a call from unified life and health insurance is this a scam or are they legit?
Just got a call from unified life and health insurance is this a scam or are they legit?


Car insurance n registration?
i had just bought a used car n i was wonderin to get the car registered do u need the insurance first or is the other way around??? help i dont want to go into the dmv not knowin


How much does the average malpractice insurance cost for a psychiatrist?
How much does the average malpractice insurance cost for a psychiatrist? Annually and monthly.


Free car insurance quote?
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Corpus Christi TX 78414 Insurance
Get Cheap insurance quotes in Corpus Christi TX 78414


Request for life insurance?
I am a Life Insurance agent. How to issue business card and request for the business and services when I meet people. Kindly please provide word to word (exact) script on what to say without sounding as if I am begging. Because right now whenever I meet people I say things like please (buy) take out insurance policy from me etc.( it sounds as if I am begging). And the expected answer is people always say that I should not put them in an awkward situation. ie embarrassing situation. since I am begging for business and service they are ashamed of me because I ask them like that. I would like to know what is the correct way to request for business and services so that I don't sound as if I am begging and also they don't feel ashamed. PLEASE PLEASE HELP!


I'll be 18 in 2 weeks can I move out? And not get in trouble?
I'll be 18 and I wanna move out can my parents stop me or get me In any trouble? And can cops get involved.? I live in va chesterfield. Help please!


Help with pet insurance!!?
How much would pet insurance be monthly..?? I'm thinkn about getting it for my dog.. Hes a Keeshound but only 7 weeks old right now.. Is it expensive.? Or just a waste of money..??


Does anybody have term life insurance with ing direct?
Does anybody have term life insurance with ing direct?


"What does rated separately"" mean in auto insurance?""
i am a 19 year old on my parents' insurance. do i share all of their benefits or am i rated separately?


Can an insurance company cancel the insurance after they found out that there is something wrong?
hi! we just bought a house and got insurances but then after a month in our new house, we got a notice from the insurance saying that our insurance will be cancelled by the next month coz they found out in the inspection that there is a rott on the garage roof and told us to fix it first then they will continue our insurance?? i just wanna know if they can do that or if that is allowed to cancel our insurance after they accepted us?? what can we do ?"


Question about HEALTH INSURANCE?
I am a substitute teacher and I can get benefits through the sub system I go through but the prices are astronomical. It's a little over $200 a month just for me. My boyfriend needs health insurance too. He is having some health issues. I am wondering if any of you buy your own insurance and what companies have good prices. I'd rather hear it from some of you and what your opinions are of some companies. Please and thank you.


Health insurance for pregnant teens?
Friends of mine wanted to save money and dropped their health insurance offered through work and got a cheaper, private policy instead without maternity coverage. Their teen is pregnant and the no maternity coverage"" applies to the covered children as well. They make too much to qualify for Medicaid. When they checked into signing up for a different plan"


Insurance policies have a clause stating acts of war and riots are not covered. Will the citizens of Ferguson be covered?
Check your homeowner's policy and your auto insurance policy. I have never had a policy that Didn't have such a clause.


I need help with car insurance please!?
Ok here's the deal, im 18 yrs old and i currently financed a vehicle with the assistance of my mom. I agreed to pay for the car and most of the insurance. I financed the car with the plan of paying only general liability car insurance. After signing the car from the used car dealer, it came to my knowledge that i will have to get FULL coverage auto insurance. The reason behind this is because i need to protect the auto loan that i got to finance the vechicle. It is impossible for me to pay for full coverage of this vehicle as i called for a qoute and learned that i would have to pay an insane 300-400 a month. I dont know what to do, im going back to the dealer to explain the situation and hope he will be willing to get the car back. If the dealer wont agree to get it back, what are my options? Can i sell the car privately and pay off the loan with the money i get from selling it? My goal is to just buy a really cheap car straight up and only pay for general liability insurance. Help!"


How much will my car insurance be when I turn 23?
I hear your monthly car insurance payments go down significantly once you're 23. I turn 23 in a few months and currently pay $65/month. How much can I expect it to be after I'm 23?


Best health insurance in Texas?
Best health insurance in Texas?


Cheapest insurers for a first time 18yrold with pass plus??
Hi iv'e just brought a 2002 vw polo and wanted to get my first insurance on it. Can you recommend any cheap insurers for first time drivers and young drivers. I've completed my pass plus as well. Thanks for the help xxx


What is the cheapest car to insure for a 17 year old?
What is the cheapest car to insure for a 17 year old?


Temporary car insurance...?
I'm wondering if it's possible to insure a car for about a week or two. The hypothetical plan is to buy a cheap car for a relatively short roadtrip, drive it for a couple weeks, then sell it. I figured this would be cheaper than renting, but once I considered licensing and insurance, I'm not sure anymore. Any suggestions, facts, and ideas would be appreciated!"


Corpus Christi TX 78414 Insurance
Get Cheap insurance quotes in Corpus Christi TX 78414


"Can you suggest a good,affordable health insurance plan?"
I am an adjunct instructor at two colleges in Michigan. Neither institution offers health insurance for adjunct instructors. For the last three years I have been getting health Insurance through a postdoctoral fellowship. Now this fellowship has come to an end, and I am in desperate straits. I have heart problems and I need specials medicationss for depression and attention deficit disorder.What do I do?"


Estimated teen car insurance in NY?
It is my grandfather's car and has insurance now from him but he is giving it to me and probably will add me to his plan.


Getting health insurance?
I am a 38 yr old female amd my partner of 17 yrs is a 45 yr old male.my job does not provide health insurance and my partner is self employed.We live in washington state.A few yrs ago we applied for basic health insurance and they wanted my last income tax statement witch I do not have.We need insurance badly my partner has asthma and needs medicine and we both need physicals.Is there any insurance companies that will give health insurance without wanting income tax returns.or proof of income.We need a health insurance provider who will give insurance like getting car insurance just pay a monthly fee no questions asked.Is there health insurance companies like that.


What do i need to bring for a driving test in california?
im going to take the driving test in california, what will i need to bring? (not the written test) i know ill need my permit and insurance stuff, what else? do i need my social security card or my birth certificate?"


Ive been offered Traders Car insurance for 1800 a year?
Hi im 18 and have been offered traders car insurance online for 1800 per year or 900 for 6 months. Is this likely to be legit I can pay through PayPal and I know alot of people drive on Traders insurance nowadays. Also the AskMID database, how up to date is this and what information does this website provide"


What would be the possible price of car insurance?
My mother and I have been looking at cars since I will be 16 in a year so we wanted to get a head start on what car we would try to get for me. I believe I found the perfect car for me. It fit all the qualifications my mom had set. The only problem that she has with it is that it's a coupe (although she didn't seem to have a problem with getting me a coupe a few months ago since she almost bought me on but I said no to it). She said the insurance would be a lot since it's a coupe but I figured as long as I handle my money the correct way, I could handle it. The car that I've fallen in love with is a Toyota Celica( 2001-04). The car for sale is slightly under 5k, gets 25mpg city and 32mpg highway, and it has less than 80,000 miles on it (not to mention, it has the sporty look to it that I can tune over the years). Does anyone know how much car insurance would be around/could start at with this car? The help is greatly appreciated!"


Can someone name some cheap car insurance agencies for teens?
Can someone name some cheap car insurance agencies for teens?


Life insurance funeral cost and Debt?
What cost get paided off first with Life Insurance. Will I be able to pay for my dads Funeral Cost with any off the Money I get with the Life Insurance if he is in debt more then the actual life insurance? He owns a house with a common law spouse. Im not sure if he is in debt or If Im even getting the Life insurance, but My Brother and I signed the Funeral Bill and My dads Spouse. But Agreed who ever get the Life Insurance with pay for it."


"Getting in a car accident without collision insurance, how to sell?"
Hi I recently got into afront end collision car accident and I don't think I will keep the car. I dont have collision insurance, and the insurance company would have called it totaled because the car has expensive parts. The car isn't too badly damaged, many people still want my car because it is rare and possibly fixable. When I sell the car do I Iist it as clean title"" because insurance didn't get involved. The car is visually damaged so I'm not trying to hide anything. Do I have to list all problems with the car? Is ebay a good idea to sell a car like this (more exposure)? Thanks"""


1 Month Health Insurance Gap between employment. Avoiding Obamacare tax penalty?
I am starting a new job this month so my insurance from my previous job expires on 2/28/2014. I purchased my own insurance as my new job does not offer it but it will not start until 04/01/2014 so I have a one month gap in my coverage. Does anyone know what I can do to close this gap so I don't wind up having to pay the Obamacare penalty next year? Is there some kind of temporary coverage I can purchase? Thanks in advance for any help!


Car insurance for 17 year olds in the UK?
By the way it's for a boy


A question about insurance?
What is the difference in whole life and Term life insurance?


If someone kills them self can the life insurance policy still be collected?
If someone kills them self can the life insurance policy still be collected?


What can I get FIRST: a driver's license or car insurance?
I'm 19 & have had a class O"" learner's permit since February & my brother has been giving me driving lessons with his car since then. A couple days ago he got me this $300 car for when I get my license (so I won't keep asking to borrow his"


Obamacare and health insurance?
if i moved to the philippines and got health insurance there how would it affect as fare as the law in the united states is concern about health insurance i am retired drawing social security would i be fined if i did not have health insurance in the uniterd states i plan on moveing to the philippines and liveing there for the rest of my life and could i lose my social security check if i did not have health insurance in the united states


Corpus Christi TX 78414 Insurance
Get Cheap insurance quotes in Corpus Christi TX 78414