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Norma NJ 8347 Insurance

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Why does employee+spouse cost so much more than employee or even employee+children health insurance coverage?
I'm enrolling in the health plan at my new job and my cost per pay period is 10x higher if I elect employee+spouse over just employee coverage and 5x higher than employee+children. Just curious if anyone in the know (or in the biz - ha!) can explain why adding one person adds so much to the price and furthermore, why one spouse costs more than (theoretically) a whole slew of children."


Reasonable health insurance in CA??
My step-daughter, husband and I are currently insured trough Blue Shield of California. The Deductible is $7.500 annually and we are paying $520 a month. Whenever we are going to get my husbands prescription drugs, we have to pay 100% out of pocket, whenever my husband has to go to a doctor we have to pay %100, whatever we do, we have to pay 100% ourselves, when does the insurance come in??? Every year, we have to pay $7.500 out of pocket till we can expect the insurance to even consider covering anything, who has that much money to spend every year on health insurance?! Recently my husband started having kidney pain, hernia, heart problems... but we can't go to a doctor because after paying the $520 a month to the health insurance we are simply left with nothing. I have not been to a doctor for 8 years, now I am very frustrated, I really need to take care of my husbands health but every insurance is just a ripoff. Can anybody help me with some advice...or a good insurance with low deductible or none at all (if that even exists)."


Whats good Health Insurance?
Im 20 a year old woman in college, I recently found out I was pregnant. I want to find affordable health insurance coverage for me and my unborn child. I dont want to rely on government assistance. I was jus wondering what should I be looking for in health insurance, and maybe some suggestions in policies or insurance carriers! Thanx a whole bunches!"


"When I buy a used car, is it legal to drive it home without insurance?"
What do I have to do before I drive it home? I am buying the car in another city, so I have a 45 minute drive from the sales point back to my house."


"Health insurance question, very simple?"
Ok, this may sound stupid, but, for health insurance; we pay both the premium and the deductible, right? Or is it either or? Do we pay the premium every month and the deductible only once a year? Thanks a lot"


What is the best Pet Insurance company for medical benefits?
I have a 10 year old chow/akita mixed and am looking to find the best pet insurance company to help pay veterinarian bills. Anybody know of another one than VPI?


How does anyone afford medical and maternity insurance???!!!!!?
i live in nc and need to purchase health insurance could anyone give me any recommendations toward affordable insurance.


Average price for a first car? teen should get for there first car?
http://teenproxy.cn/car-insurance.html


What are the cheapest insurance companies in Canada?
What are the cheapest insurance companies in Canada?


Two insurance on the same car?
My dad has insurance on Saga and his policy ends beginning of October. I (age 19) wanted to insure on the same car from June till October but saga wouldn't let me (since I'm not 50). Is it possible for him to take another insurance from June onwards for a year and add me as a second driver till October and the take me out - while keeping Saga/s insurance running at the same time??


What is the average auto insurance rate for a 16 year old ..girl at full coverage on a 2008 Ford Mustang?
What is the average auto insurance rate for a 16 year old girl at full coverage on a 2008 Ford Mustang?


How much will my insurance go up with getting 4 points on my license?
I live in Pennsylvania. I got a speeding ticket today going 17 miles over the speed limit. I looked it up online, and I think this will put 4 points on my license. I have Nationwide insurance, and I'm 24 years old. How much will this most likely raise my insurance and for how long? This is my first time getting any points on my license. I have gotten 2 previous speeding tickets without acquiring points. One was 5 years ago and the other was 2 years ago out of state (in New Jersey). I don't remember how much over the speed limit I went on those occasions. Thanks for any help!"


How much will a teen pay for their own car insurance?
in a suburb area of Michigan. my dad wants me to be responsable"" and have my own insurance set up"


Insurance for a 16 year old?
How much would insurance be for a 1990 corvette? I'm 16 years old, btw."


How can i get affordable health insurance for my husband.?
How can i get affordable health insurance for my husband.?


Norma NJ 8347 Insurance
Get Cheap insurance quotes in Norma NJ 8347


Is anyone in need of affordable life insurance and you live in South Carolina?
Is anyone in need of affordable life insurance and you live in South Carolina?


Physio therapy and insurance companies?
I want to know how physio therapist and insurance companies work together. Im currently in a non at fault car accident. So it was not my fault and my insurance provided me with a private physio therapist. Which is fine. And im waiting on payment for my injuries. I was just wondering everytime I go to a physio session. Does he report back to mine or the at fault drivers insurance. And do they do tricks to catch you out. I dont know if hes getting me to do bizzare movements to catch me out.. even tho im in pain when I try and move about. I dont really feel like I can trust them. Is this just paranoia?. Or they trying to catch me out. Even tho im gernuinly in pain. And was rather rough on my back with elbow. And was in alot of pain. But I just thought it is normal procedure to help my back. And ive left with even more pain in my back. Thanks for all replies.


Does one point on my drivers record affect my insurance in California?
I read somewhere that one point doesn't affect your insurance in California but I could be wrong. I got two citations- one for not using headlights at night and one for going the wrong way I plan on going to traffic school for one of them so that will lead me with 1 point on my record.


What are the top 10 insurance companies in the philippines?
What are the top 10 insurance companies in the philippines?


Need a cheap health insurance for a female?
I am 21 and a female and I need a cheap health insurance so I can go see a doctor because I am unemployed and do not have the money. Does anyone have any suggestions?


"Changed bike on my insurance, new letter says premium : -63.40?"
Hi, i change the motorbike on my insurance, i changed it from a 125 cc ybr to a 660cc mto3!! and well they told me it would not cost anything to change the insurance! how good is that! it would cost me the same 200 pounds for a years insurance which is really good considering it is my first year driving! they clarified it when i asked again to make sure it would not cost me a penny to change motorcycle. i just got my insurance letter through and on premium it says 63.40, what is this? i dont understand? thanks Also im pretty sure my excess used to be 400, now on the new certificate it says 150. the old one it does not say anywhere what the excess is"


Can i put my parents on my medical insurance at work .?
what would i have to do to qualify them to be added to my insurance.


"Anyone know where I can get 1 day car insurance, i'm under 21?"
I am 20 years old, and taking my car in for a service to VW whom have offered me a courtesy car as I need to get to work etc throughout the day and pick the car up in the evening. Only problem is they won't let me use their insurance policy as i'm under 21 and after calling my insurance today who clearly said to me we do not deal with temporary cover even for existing customers"". I therefore asked how much it would cost to add another car to the policy and they want an initial payment of 97 and I will have to pay ATLEAST the first months payment after which i can then cancel which is a rather expensive way of doing this. Any information/help is greatly appreciated! :)"""


"OHIO: I'm 17, and got cited for failure to stop at a 4-way stop...got in accident...price?"
I live in Akron, Ohio. But I got cited in Salem, Ohio. I got cited for failure to stop at a 4-way stop sign. and got in a wreck. my car is fine. I was going speed limit (25). Other car, minor problems. I have to go to court. This is my first wreck, and citation. I drive a nissain altima 2003, my parents own. -how many points will i get on my license? -how much will my ticket be? -is there anyway the charges will be dropped? -how much will insurance go up? Thank you sooo much! sorry the police just weren't very helpful. I have statefarm insurance!!"


Car Insurance: Driving Test?
This may sound like a dumb question to you, but right now I have my permit. I'm not in the insurance right now. Do I need to be in the insurance before my driving test? I know they ask for a proof of insurance, so what does that mean? Thanks! No judge or rude comments please!"


What is the estimated insurance price for a 2012 Chrysler 300S?
Base price is $33,000 Buyer is 19 years old foreign college student Disregard the location, what is the approximate insurance rate RANGE he would pay yearly Would it exceed $1000 Thank you for your responses"


600cc Sportsbike insurance?
im almost 21 and im getting my full motorbike licence soon. i want to get a 600cc sports bike as my first ever bike, but im not finding any attractive insurance deals. Does anyone know of a 600cc sports bike that comes with a good insurance deal in london?"


"I am seeking high risk life insurance, how expensive is it usually?"
I am seeking high risk life insurance, how expensive is it usually?"


Where can I find affordable Homeowners Insurance in South Florida?Mine filed for bankruptcy.Someone reputable?
Looking to find a reputable and affordable Homeowners Insurance Policy in South Florida. I dont have any claims pending and it seems that nobody is offering Homeowners in South Florida due to the hurricanes.I am covered until Dec 2006,then I need to find a new company as mine filed for bankruptcy.Thanks!!"


I want to insure my 'small business'
for $450,000 and i want to know how much a month i would aprox pay? this is for a school assignment. thanks"


Norma NJ 8347 Insurance
Get Cheap insurance quotes in Norma NJ 8347


How much do you think the 2016 Ford Mustang Shelby GT350 will cost?
Chevy Camaro Z28 = $75,000"


Massachusetts car registration/insurance?
I need a bit of help here people. Most likely from someone in the Mass area. I just bought a car in RI (Private deal, used). I have a Mass license, so that's where it will be registered. My question is pertaining to where the car is being kept. I work and attend college in RI, so that is where my current residence is. Can I set my insurance to RI where I get my mail, and still have it registered in Ma? Or do I need to use a Mass address for my insurance as well? I called the insurance company and they did not have a clue, and I also called the RMV who just put me on hold for 40 minutes."


"What is the average insurance rate for a 19 year old male in Austin, Tx?"
PLEASE give me an actual number, not just how I could find out and what important information"" I left out. I have had no accidents and an attending school and will be buying an average car. Thanks in advance"""


What does VA Priority Group 6 Health Care cover??? Do I need health insurance?
I'm a combat vet (two tours in Iraq). I just ETSd two days ago to go to school full-time. What does VA Health Care cover? I'm eligible for PG6 VA Health Care as a combat vet.... but.. I don't even know what that means. Does that only cover combat-related injuries? Or does that cover everything"" including prescriptions and doctors visits? Do I need health insurance??? Thanks."""


"Obamacare is private healthcare insurance. It's administered by private companies, not the government....?
Companies have always operated under government rules. What has changed here that requires this big freakout? The insurance companies are making more money than ever!


Fee to Drop A Vehicle From Insurance Policy?
I just sold a car, and when I called my insurance company to drop it from my policy, I was informed that it would cost $15 to do so. I know it is only $15, but still that seems a little steep. Just wondering if anyone else has had this experience."


I got rear ended and the guy who hit me is pressuring me - should i get insurance involved?
The person in front of me was tail gating the person ahead of him so I was trying to keep distance and my brakes were on/off. The guy behind me crashed into me from behind. There was minor damage to my car - deep scratches that need a paint job and the left bumper that almost came off. He had a dent in his hood. He was very apologetic claiming it was his fault. He was willing to pay for all the damages and felt very bad about the situation. He said that if insurance gets involved, the higher our rates would go up but said it was all up to me in what I wanted to do. We exchanged information and was willing to fix my car as soon as possible. He called me and did his research in which we would get my car fixed. My back is hurting badly now and I'm going to get it checked now. He just called me up asking if he can meet up again to take pictures of my car. Thing is why would he want to take better pictures"" of my car? Don't you have to go show the people? I just got off the phone w. him and he said that I have minor damages compared to his dent in the hood. He believes that because I suddenly braked"


Colorado Cheap auto insurance?
I'm just looking for like liability just so i can get the cheapest rate for now. Live in Colorado, Aurora 80011"


How much do you pay for home insurance?
How much do you pay for home insurance?


Any supplement insurance comparable to aarp insurance?
Any supplement insurance comparable to aarp insurance?


Can you rent a car without car insurance?
No longer own a car so no car insurance, but need to rent one for a few days- can I rent or do I have to have an insured driver do it or can I buy the rental companys car insurance?"


Can you get auto rental insurance through your normal insurance company?
first time traveling... dont know what I'm doing


Can my mum use her no claims to insure my car?
Timothy L, the insurance would not be voided as the insurance company could in no way possibly prove that i drove the car more than her. They may know it happens, as does everyone. But how could they prove it... And just because it's a Punto Active Sport does not mean it isn't 'Realistic' the car is only a 1.2, no faster than a corsa sxi, or a vw polo that regularly get insured by people my age."


What insurance group is a standard Toyota starlet gt turbo?
And what would it be if modefied to around 170 bhp ?


What doctors or insurance that accepts MEDI-CAL CARE IN CALIFORNIA?
I LIVE IN SF IN THE BAY AREA, ANY DOCTORS OR INSURANCE THAT CAN TAKE THIS?"


Norma NJ 8347 Insurance
Get Cheap insurance quotes in Norma NJ 8347