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Weather Related Car Accident How Much Will Insurance Pay For?
Ok so I was driving home late morning a few nights ago, it was snowing pretty badly making conditions pretty bad, difficult to drive in and especially with my car (eclipse) so I was not doing any more then I could handle. I was on the highway going around 15-25 mph at most. Suddenly I began to swerve and spun out and got turned around and finally hit the guardrail, not much force because I was driving pretty slow to begin with. So the side of my car hit and I ended up facing the other direction. I have noticed there are a few scratches and marks on the front side one on headlight, a little below the headlight and some orange marks along the side, also a crack on the very bottom of the back bumper (not sure how it got there, kinda in the middle) So I was the only one involved and was wondering since it is a weather related accident how much my insurance will pay for? im just very confused because I am not looking forward to body shop and getting estimates, Greatly Appreciated Thanks"
"Conservatives are trying to SEVERELY NARROW the types of people who can apply for Govt Option"" insurance...?"""
They're not looking to improve"" the Bill - they are trying to take it apart piece by piece so they can bankrupt it later and claim ""It didn't work."" They can say hi to all the people they killed with no insurance in the next life and explain why their political careers were more important - you can be sure of that."""
How much would pet insurance for a dog cost?
How much would it cost monthly? Is it worth it? And the dog I want to buy is a german shepherd
"California learners permit, do you need insurance?
For real? Stop advertising.
How can I preclude life insurance blacklisting with Diabetes II?
I have a case of Type II Diabetes and I have found that qualification for life insurance requires a blood test. Based on blood testing, companies will charge much more if a person has Type II Diabetes. I was wondering if there is some way to fool the company to make them believe that I am normal. Perhaps I could work out just before the test?"
Home owners insurance ? need help?
I am taking online real estate and and need clarification as to how this works. Has to do with Home Owner's Insurance (Coinsurance clause) formula. The text says: Coinsurance Clause Most homeowners polices also have whats called a coinsurance clause. This clause requires that the homeowner have insurance that is equal to 80% of the homes replacement value. This does not include the price of the land. If an owner has this type of policy, he or she could make a claim for the full cost of the repair or replacement without deduction for depreciation. If the owner does not carry this type of insurance he or she carries less than the 80% figure any claim will be handled in either of these two ways: The loss will be settled for actual cash value. The loss will be prorated. For example, if a persons home is insured for only 70% of its replacement value and the owner suffers a loss of $15,000, the insurance will pay $13,125. (70% 80% = .875 x $15,000 = $13,125) MY QUESTION: why do I not just multiply .70 to 15,000? why do i divide 70 by 80 and then multiply answer by 15000 is coverage is 70%? Also, what if coverage is 80%? Do I calculate 80/80=1x15000? or just .80x 15000?"
Will my insurance go up if I file a claim but then not need it?
A guy ran into me. All he did was pull off a side mirror. I can't get his insurance to replace it directly. They said he has to file the claim. He has yet to do so and the contact number I have for him is bad. So I was told if I go through my insurance they can file the claim to his insurance for me to get it paid. But if somehow they can't file it through his insurance ill just pay out of pocket and have my husband do the work so it's cheap. But if I do that will my insurance still go up? The accidentwas entirely his fault.
"I'm 18 and I don't have dental insurance, how much would it cost to get braces?
I'm in CA and what's the cheapest/best way?
If i have liability insurance and i hit a car but the car leaves the accident will my insurance pay?
i did get the other cars tag number and the officer was going to see if he can find the other person. i pick up police report today.
How to understand a insurance payout for house roof replacement?
adjustor wrote a summary for 10,000 less sales tax and deductable of 2000 gave a check for 5000 a promise of another check for 3000 when they recieved the bid. we found some one to do it cheaper. after sending in bid for lesser amount we could not get any part of the 3000 depreciation plus now we have to pay cash for the deductable . State farm"""""
I'm on my parents' car insurance and want to buy a new car for myself with my own money? Do i need my parents
Here's the situation: I'm 21 and want to buy a new chevy cobalt LS. I'm prepared to pay cash and i also want to drive it home, same day. I'm covered on my parent's insurance because i drive their cars, too. If I buy this new car, will the dealer be able to call my parents' insurance agency and bind the insurance over the phone. My parents DO NOT want to come up to the dealership with me. Wouldn't they need to be there though when i buy the car to sign off on something since it is THEIR insurance? (I can't add a new car to there insurance without their signed written consent, correct?)"
Car Insurance Am I covered? The car has it but im not on the insurance!?
I had a wreck saturday, im not on the insurance but the car has insurance.. I was just barrowing the car.. Would it still be covered and be able to get fixed?"
Can a life insurance policy be considered an asset?
I am just curious if I can count it as an asset or just an expense (for the premiums, that is)."
Should reasonable car insurance cost $450 a month for a 19 year old female?
I am looking into purchasing a 2014 Hyundai Veloster, which is a three door coupe, and 21st Century quoted me a $625 down payment, then $449 for each month. That seems a little ridiculous to me, and to my parents, but we are unsure if it is a normal price given my age and the new car. If anyone has had a similar experience, or advice on if this is an okay deal I would really appreciate some feedback."
"What is the cheapest, best, most widely accepted health insurance?
Do you work for them or something? I already have carefirst. It's too much.
Lafayette IN 47904 Insurance
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Would insurance for a small SUV cost much more than insurance for a pickup truck?
I am a 29 year old male with a clean driving record.
Roughly how much is it to insure a CBR125R 2013?
BTW i live in London (UK)
What is the best life insurance to get and where?
I'm young but not in the best health, I'm looking for life insurance, something affordable and legitimate"
Lowest insurance cars for 17 year old / first car?
i'm looking to buy my first car and wanna spend about 1000, does anyone know a good lads car around this price with comparatively low insurance for young drivers? thanks peoplee!"
Car insurance question?
Originally I registered my car insurance with my previous address. Now I've moved to a new place, do I require to update the address? What happen if I don't update the address and continuously using my previous address as registered?"
Insurance settlement in Arizona?
I hit rear-ended a guy at about 5MPH back in July. He was in a pickup, I was in my civic. About $800 worth of damage to both vehicles. He complained of no injuries at the scene. I find out he got an attorney and filed a claim against my insurance. My insurance says they are still waiting to get a demand letter. Question: I only have $100,000 in coverage. Is there any chance he could get more than this?"
What happens to a dog and his owner if it bites someone?
My dog is a boxer/bulldog mix, he is 9 months old and still very playful, however he has become aggressive with other dogs in the neighborhood because he's tied up when he goes outside to do his business, and the other dogs attack him. He recently got out of the house and bit a neighbor child on the rear end, actually its more of a scratch (so the father says) but it broke the skin none the less. The police were called I suppose so the victim would have a police report in case we didn't pay the doctor bill. We have agreed to pay the doctor bills upon receipt; with that and the fact and normally our dog is kept inside I feel our family pet should not be quarentined. I could not bare to be away from my boy for 10 days, my problem is that I have lost the paperwork saying he has had his rabies shots but I know he has and even took him to get another one afterwards. I feel horrible for the child and have no problem paying his doctor bills but I don't know what will hapen to us."
Best way to find specific insurance agent?
I got a very low quote from someone but lost his number when I got new phone. I know his first name and he was with one of the bigger companies. I know this is a dumb question but anyone got advice?
UK car insurance groups?
Is there a website or some kind of directory that will tell me the costs of different insurance groups? I'm shopping around for a second-hand car and a lot of cars are listed as insurance group 7"" or insurance group 14"" etc etc"
What would the range of insurance be if i get a cruiser (motorcycle)?
I am 20 years old, living in Mississauga, Ontario. I am planning on going for my M1 and M2 licenses this summer. At the moment, I am undecided between a vulcan500 and a rebel250. If anything, it will be the insurance costs that will have the final say in which one I end up getting. I realize that different insurance companies have different insurance costs; but I just want to know what the average range for a beginner drive with these bikes would be."
I plan to turn my first single home into a rental property. Do I need to report the insurance that I will not live in that house?
Where can I get a quote for an unnamed car insurance?
On moneysupermarket it's just normal insurance i guess...I want to find that kind of insurance on the car that everybody can drive with permission. I mean my boyfriend is the owner and he want to change the insurance with an unnamed one.
Please help me! car insurance!?
So my friend is selling me his car. Its not payed off yet and he cant give me the title until it is payed off. He doesn't have insurance on it. Can I put insurance on the car, even though I don't own it? And can't I just put Liability on it even though it's still being payed for?"
Why is my car insurance so outrageous?
I live in Massachusetts and it is more than 3000 per year (252 per month). I am 18 so i have only been driving for a little over two years and i understand the inexperienced driver thing, even though i have never had an accident or fender bender or anything. Anyway, when will this go down? I want to purchase a home within the next year or two, and i dont have a huge income so this takes a large chunk. I know that it varies by state so would i be better off in Connecticut? I know it is cheaper there but by how much... and what does your state have to do with it?"
Has anyone written a letter to the judge to reduce the violation of the speeding ticket amount?
If so can you please read my rough draft below if you have successfully been able to lower your speeding ticket by writing the judge a letter. Maybe if you could give me some feedback on what you said in the letter to reduce the speeding ticket would be great information. Here is my rough draft below: Dear Honorable Judge, I received a ticket in the city of Pleasanton on December 15, 2009. I was in a rental car with my mother on our way to Los Angeles. Please understand that it is not a habit of mine to speed. I was preoccupied with adjusting to the features and capabilities of the rental car and I misjudged the speed of the automobile because I usually drive a Toyota Truck. I was speeding and this is my first speeding ticket in over three years. I know that I broke the law and what I did was wrong, and I am certain it won't happen again. It is my first mark on my license. I am a young driver and I do plan on going to traffic school to remove the offense on my insurance. What this ticket will do to the insurance is something that I cannot afford. I am currently a full-time student at the Santa Rosa Junior College and I help my mother in a Residential Adult Care facility. I am asking if a reduction in the speeding citation offense is at all possible. I am a law abiding US citizen and it will greatly be appreciated. Thank you for taking the time to look at my situation. Yours sincerely, First Name, Last Name Let me know if you think this will work thanks"
Lafayette IN 47904 Insurance
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About how much(%) does home owners insurance usually cost?
if i bought a house for about 150k, how much should i expect the insurance to be a year. i know many of you are gonna say that a lot of factors determine the cost, but just a ballpark figure.... like would it be around 5-10% of the value of the home or 20-25% etc...."
Help please with this Auto claim. thanks.?
Calculating Auto Liability Claim Coverage. Becky has 25/50/10 automobile insurance coverage. If two other people awarded $35,000 each for injuries in an auto accident in which Becky was judged at fault, how much of this judgment would insurance cover?"
Can i use other family members cars on my insurance?
Hi all, i have full comprehensive insurance with the cooperative but im a young driver, so i have a smartbox in my car. Will i still be able to driver another family members car on third party only, or am i not allowed as i drive with a smart box? Thank You"
Which bill should get paid first? Car Insurance or last credit card debt payment?
I get paid approximately $400 a week. Which bill should I pay first? The car insurance was supposed to be paid on the 15th of this month. The outstanding credit card balance was supposed to get paid last month. I also will get paid on Friday. Should I just pay the outstanding credit card payment, which was already in collections or pay my car insurance?"
Will my renters insurance cover water damage caused by the garage I'm renting?
The garage provided with my rental has leaked and some of my items are wet & some destroyed. I turned this into the property manager, & he told me to turn it into my rental insurance! He also suggested for me to go out and buy sandbags. Does this sound right?"
Should I cash out a Variable Adjustable life insurance policy?
A little over 2 years ago, I was sold a $100,000 Variable Adjustable life insurance policy. At the time I didn't really know much about life insurance, but it sounded good at the time because of the cash value feature. I am 25 with no dependants, with an additional $25,000 whole life policy that my parents started for me long ago in addition to about $70,000 in group insurance through my employer. Now I am thinking that this VAL policy was not in my best interests considering my situation and am thinking about cashing out. I have paid in about $2500 in premiums and the cash value is about $1200. Is this a foolish thing to do at this point after paying so many fees thus far?"
What is the best type of renter's insurance?
Whats is the best rental insurance for an apartment? What does it usually cover? The apartment rent will be $280 in Birmingham, AL. Is the best insurance to get the type that would cover most belongings and people incase of an accident wether it was by a person on purpose, accident, or a weather related incident? If you have renters insurance do you pay monthly or a one time thing up front if you are on a year lease?"
How am I supposed to afford car insurance?
I'm driving uninsured right now because for me to get car insurance is $900 every six months. That would crush me financially right now. Between rent and gas, and what little Starbucks pretends to pay me, not to mention food (and sometimes that's one meal a day, and even then it may be stealing expired sandwiches and pastries from the garbage can at Starbucks). So, it's utterly naive of the government to think of driving as a luxury"""
Is it normal for Car Insurance rates vary so much.?
I'm thinking of buying my buddy's 92 corolla wagon and have been looking around for insurance prices. Progressive is the cheapest so far at $124 a month for liability. All other companies have been double. Geico is the most expensive at $278 per month. I'm a 20 year old male with a clean driving record. I just got my license and i've had my permit for a couple years and never got any tickets or anything. i have also taken drivers Ed. I qualify for the good student discount. Anyways my question is, is it normal for it to vary so dramatically. All these prices were for just the minimum state required insurance. Also does anyone know of a cheap alternative. I even tried the general and they wanted $248 per month."
"If your added to a car's insurance, can you start driving right away or do you need to wait until you get the?
document in the mail
Would anybody please tell me what do I have to do to become a car insurance broker?
I am interested in car insurance industry and would like to become an insurance broker. I don't know the course or the line to follow.
How much I need to pay the road tax and all the insurances for a motorbike.?
Hi I am going to buy a motorbike (place UK exactly London)- nice chopper like yamaha or honda. How much and where I need to pay monthly the money (for using it on public roads and etc.). I know that car owners doing a monthly payment something about 100 pounds, please give me some advices I would like to know the real cost of it. Thank you very much. ( the motorbike max 500 cc)"
How to win the claim case from the other car insurance company?
ok. So few days ago, I got into a car accident. I was driving down the highway simply just going straight. All of a sudden, this SUV crashed into me from my left lane and knocked off my side-view mirror & left some marks on my left front door. At that time of the being, I was so shocked because all I did was just go straight & I guess the car next to mine was trying to make a lane change but he wasn't fast enough to advance me. so instead, he bumped into me and realized what he's done then went back to his lane. after the accident, we both exited out from the highway & parked our cars on the side road because that's where the other car led me. I was driving alone at that time & I was so scared because it was my first time getting into this kind of an accident. I quickly tried calling 911 & told the 911 lady to send me a police. But she just asked if there was any injury & I said no then she just told me to exchange the insurance. How rude of her. Not to be mean, but I was little scared of the mexicans b/c the area I was in at the moment was really ghetto. so then I took some photos of the damages and exchanged the insurance company. The guy kept telling me in bad English that he was ahead of me so it's my fault. and I told him that I didn't even move & he was the one changed the lane without even checking to see if it was clear. but he couldn't really speak english well or he didn't even want to listen to me. so I left like that with my sideview mirror dangling next to me. *sigh* this isn't the end of the story yet. I claimed his insurance company which ive never heard of. They said that he's telling them I was the one who hit their car. which made NO SENSE. I even have a picture of their car bumper's mark on my side of the car door which proves that there's no way I hit their car and left a mark on mine and broke my own side view mirror and left THEM no damages. His car was clear with one inch scratch on the side which was made when he hit my car after bumping into me with his bumper and quickly turning back into his own lane. I can't even believe how he can lie about this kind of stuff. I feel so mad that there're ppl like him existing!!! It's so frustrating to see the liar defending himself. His Insurance company didn't even try to look at my car & told me that they are sorry & they can not help me b/c their customer said he didn't do it. What should I do in this situation? I have no witness, there wasn't any police there at the time because they wouldn't send me any which is SO WRONG of them to do. I want to sue 911 people. grr. How can I possibly prove them that I have no faults and they should repair my damn side view mirror?!?!?! What can I do?"
Health Insurance question?
My mom was under the impression if I qualify for health insurance elsewhere I won't qualify for hers. Under new laws is there truth to this?
What are some good cheap cars?
i am looking for a god car and cheap i was leaning towards a tuner like Mazda Mitsubishi Nissan Subaru aura things like that first was thinking Mitsubishi eclipse 95-99 simply because they were affordable 2-3 grand but i found out that after about 100,000 miles they over heat and are expensive to fix and yada yada yada all these other problems so now i have no clue what to go for any suggestions? remember i have a very limited budget around 3000"
Lafayette IN 47904 Insurance
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